Facts About Critical Illness Insurance

Additional Critical Illness Insurance Facts

Critical Illness Insurance does not necessarily stand alone. In some cases, it is offered as an additional feature to a life insurance policy. Premiums can usually be paid for both simultaneously.
Critical Illness Insurance is only offered to those people between the ages of 18 and 65.
While Critical Illness Insurance plans are not concrete, the most common terms of coverage are 10 years, until age 65, until age 75, and until age 100.
You need not be employed to purchase Critical Illness Insurance.
With many policies, an accidental disability will not cause a loss of coverage. If you become unable to work due to an accident or condition not covered by your critical insurance, if after six months of payment, after becoming disabled the insurance company may evaluate your policy and waive your remaining premiums so that you do not lose your policy.

Learn more by reading this interesting Critical Illness Insurance article from Oasis.