What is Covered Under a Critical Illness Insurance Plan
While policies vary from company to company, the two most common forms of coverage are basic and comprehensive. Naturally, the comprehensive coverage will safeguard against a greater number of conditions but be more expensive. Here is a list of illnesses covered.
Basic
- Heart Attack
- Stroke
- Cancer
Comprehensive
- Heart Attack
- Stroke
- Cancer
- Coronary Artery Bypass Surgery
- Paralysis
- Multiple Sclerosis
- Major Organ Transplant
- Major Organ Failure on waiting list
- Loss of Independence
- Late Onset Diabetes
- Coma
- Occupational HIV Infection
- Deafness
- Parkinson’s Disease
- Alzheimer’s Disease
- Loss of Speech
- Kidney Failure
- Motor Neuron Disease (ALS)
- Blindness
- Severe Burns
- Benign Brain Tumors
More Information
TFD has published a critical illness article which provides a more in-depth look into critical illness insurance coverage.
